Wherever you live and work, securing a sound financial future for yourself and your family presents difficult decisions. As an expatriate or international investor, these decisions can be even harder. New financial priorities, a new range of products from which to choose, and a new taxation system, for example, means that you will almost certainly need professional advice if you want to maximise the tax and investment advantages that your expatriate status promises. AsiaPac is one of the leading independent financial advisers in the Asia Pacific region, with a growing reputation for providing the highest standards of financial advice and investment management to expatriates and international investors. With offices in Hong Kong, Kuala Lumpur and Bangkok and representation in Vietnam and Taiwan, we are able to provide a truly local service to our clients. As expatriates ourselves, living and working locally, we can combine our considerable experience in offshore financial planning and global markets with a first-hand knowledge of your situation as an international investor. AsiaPac also has well established links with leading offshore product providers and we have made available a range of affiliated services, such as tax planning and investment management, which enables us to offer a comprehensive service to our clients. From personal investment portfolios and retirement planning, to school fee provision and taxation issues, AsiaPac will ensure that you make choices that are right for your individual circumstances, both now and in the future. Savers 'make economical use of their money':they reduce or lessen their expenditure and then put aside money with a specific goal in mind, or for a 'rainy day'. Security of capital and minimalisation of risk is extremely important to them. Savers are like squirrels hoarding acorns. Investors 'put money to use, in something offering profitable returns': they are 'eagle-eyed' and look for opportunities to make their money grow. Investors are not like squirrels. They would plant, rather than hoard. They would also plan where best to plant, how to shelter the seedlings and when to harvest the crop.